Working from Home: Do I need Business Insurance? | Noobpreneur Business Blog

The Buckster writes:  The topic of insurance is very important to all stages of business.  I thought it was important that small businesses working out of the home also get a better understanding of insurance and how important it is for the business.  Personally, I started my business out of my home and at the time I started my business I knew I needed insurance but did not know what kind I needed.  There are so many types of insurance just based on the types of work being performed.  For instance, in my line of work I need to be bonded.  Which meant in the event that I did not come through on my service then the insurance company would pay for anything that I did not complete and pay for the loss time to the project.  Even working out of my home, based on the project, drives what type of insurance I needed just from a project point of view.  Now, working from home there are the  four foundational insurances that each small business needs to know about.  They are General Liability, Product Liability, Professional Liability, and Commercial Property insurances.  For a home based business the last Commercial Property is not important but each small business needs to know about it for later once the business begins to grow and move into a office space.  The article Do I need Businss Insurance touch on these three areas of insurance and does a good job of explaining how each one works. Excellent Read!!!

Working from Home: Do I need Business Insurance?

via Working from Home: Do I need Business Insurance? | Noobpreneur Business Blog.

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"Imagine it. Try it. Prove it. Do it!" The only thing holding you back is YOU!!! Mark Alexander is Founder and President of EC&B Solutions Inc., a consulting firm that provides Information Technology services to corporations and Federal Government Agencies. EC&B Solutions Inc. is a certified minority, disabled veteran owned corporation that has been established since September 2006. Beginning as a Systems Administrator with the US Air Force Mr. Alexander has served his country in such operations as Joint Task Force / Southwest Asia and South Korea. Mr Alexander has been an innovative team member for other prestigious organizations such as El Paso Corporation serving as a Database Administrator, Dixie Chemical Company serving as the Lead Systems Administrator and Desktop Support Manager, National Aeronautical Space Administration (NASA), TransOcean Drilling Company providing IT & Electronic Support for Deepwater Drilling Operations. While at NASA Mr. Alexander was involved with the Systems Infrastructure project for the mission to Mars. Mr. Alexander has served on the Board of the Bates Clinic, A Social Services Non-Profit Organization located in Missouri City Texas providing services to young single mothers. Currently, Mr. Alexander is working as a consultant with the Houston Area Urban League as their Job Developer for the Urban Youth Empowerment Program as well as the Urban League’s Webmaster and Social Media Guru. Mr. Alexander was instrumental in providing IT Services to such organizations as Department of Homeland Security, Department of Air Force, Department of Army, and the Justice Department. Mr. Alexander is also the author of his first booked named Be Sober, Be Vigilant: Battle Tested Principals to Building the Foundation Of Your Dreams. It is Mr. Alexander’s goal to become a global leader in Information Technology touching all seven continents.

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